One time, when I was at the grocery store, there was a lady in front of me and she was writing a check. It wasn't much of an issue to me at first. Until I realized that she hadn't even begun to start writing the check until her complete transaction was over. The cashier had rang up all of her groceries and told her the amount due. So I'm standing there and waiting and waiting and waiting....
For real lady? For fricking real? The very least you could do if you are a check writer is have the damn date, the payee name and your signature already down and ready to go so that when you get your fricking total that it is the last thing you have to do!
Anyway, I was standing there partly in awe and partly in annoyance and well I said it... "Who writes checks anymore?" Yeah, so shoot me. It was mostly a joke but also a serious question because, really - who writes checks anymore? And if you are still writing checks then I'm guessing you know the basic guidelines that accompany that task. Isn't there a check writing rule book that says be considerate of others who are standing behind you impatiently wondering why you don't own a debit card.
After I thought about that story, I stood there and actually assembled the checkbook. I put it in it's little holder and then I put in the balance ledger. Then it hit me that I was doing this for no reason at all. Why? Well, who balances their checkbooks anymore? Like in the old days...you know, 8 years ago or so. Yep, so shoot me again. I don't balance one single bank account.
I would love to say that it's because I'm so filthy, disgustingly rich that I never have to worry about who's using which debit card from which account, but it's
So my whole guesstimation game is always just playing with numbers. I'll add up recurring bills, tack on a nice little miscellaneous amount, then cross my fingers. I know, genius right? Okay, so I don't have to cross my fingers, I just rub my lucky rabbit's foot. I do guesstimate a few times a week. I have a nice calendar that shows what bills are due when so I can pretty much budget for a month without checking my balances.
And do I even go into paying bills online and getting paper statements? I can pay my hairdresser online. It's so awesome.
All this over getting a new sleeve of checks in the mail this week. And do you know how long these 100 checks will last us? Well, debit cards will probably be extinct before I finish using them all. But I am really curious if anyone still writes checks anymore...